Construction Insurance in Houston, TX
Tailored coverage for Texas general contractors, subcontractors, and specialty builders at every scale.
Construction Insurance Mistakes That Put Your Projects at Risk
Carrying Minimum General Liability Limits
A single serious injury on a job site can easily exceed $1M. Many contractors carry the minimum required by their GC contracts, which may not be enough to protect their personal assets if a large claim is filed.
No Builders Risk on Active Projects
Standard property insurance doesn't cover a building under construction. Builders risk fills this gap from groundbreaking through completion, covering theft, vandalism, fire, and weather damage to materials and the structure itself.
Misclassifying Workers for Workers Comp
Using the wrong classification code for your crew can result in massive premium audits at year-end. Accurate classification from day one saves money and prevents coverage disputes after a claim.
Letting Certificates Lapse Between Projects
Many GCs require certificates of insurance before work begins. If your policy lapses between projects and you don't catch it, you can be pulled from a job and face breach of contract issues.
Why Houston Businesses Choose TB Insurance
Houston is the fourth-largest city in the United States and home to the nation's busiest port by foreign tonnage. The Houston metro moves more freight than any city outside of Los Angeles, making trucking insurance a critical business necessity.
Houston's complex highway system, the I-10, I-45, I-69, and Beltway 8 corridors, creates unique operating exposures. Port drayage, hazmat routes, and height restrictions require carriers and policies tuned for Houston operations.
Coverage We Provide in Houston
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Houston?