Freight Broker & Logistics Insurance in Houston, TX
Specialized protection for freight brokers, 3PLs, and logistics providers, covering contingent cargo exposure and E&O gaps.
Freight Broker Insurance Mistakes That Create Costly Liability
Relying on the Carrier's Insurance Alone
As a freight broker, you can still face direct claims when a carrier's insurance falls short, especially on high-value freight. Contingent cargo coverage protects you when the carrier's policy is contested or insufficient.
No Errors & Omissions Coverage
If a shipment goes wrong and a shipper claims it was due to a booking error or miscommunication, you can face legal action. E&O coverage defends you against these claims even when you did everything right.
Underestimating Cyber Exposure
Freight brokers handle sensitive shipper and carrier data, route information, and financial transactions. A ransomware attack or data breach without cyber insurance can cost far more than your annual premium.
Missing Bond Requirements
FMCSA requires freight brokers to maintain a $75,000 surety bond or trust fund. Operating without the correct bond amount, or with an expired bond, means operating illegally.
Why Houston Businesses Choose TB Insurance
Houston is the fourth-largest city in the United States and home to the nation's busiest port by foreign tonnage. The Houston metro moves more freight than any city outside of Los Angeles, making trucking insurance a critical business necessity.
Houston's complex highway system, the I-10, I-45, I-69, and Beltway 8 corridors, creates unique operating exposures. Port drayage, hazmat routes, and height restrictions require carriers and policies tuned for Houston operations.
Coverage We Provide in Houston
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Houston?