Construction Insurance in Katy, TX
Tailored coverage for Texas general contractors, subcontractors, and specialty builders at every scale.
Construction Insurance Mistakes That Put Your Projects at Risk
Carrying Minimum General Liability Limits
A single serious injury on a job site can easily exceed $1M. Many contractors carry the minimum required by their GC contracts, which may not be enough to protect their personal assets if a large claim is filed.
No Builders Risk on Active Projects
Standard property insurance doesn't cover a building under construction. Builders risk fills this gap from groundbreaking through completion, covering theft, vandalism, fire, and weather damage to materials and the structure itself.
Misclassifying Workers for Workers Comp
Using the wrong classification code for your crew can result in massive premium audits at year-end. Accurate classification from day one saves money and prevents coverage disputes after a claim.
Letting Certificates Lapse Between Projects
Many GCs require certificates of insurance before work begins. If your policy lapses between projects and you don't catch it, you can be pulled from a job and face breach of contract issues.
Why Katy Businesses Choose TB Insurance
Katy, TX is TB Insurance's home base, we're not just licensed here, we operate here. Katy's position at the intersection of I-10 and the Grand Parkway makes it a major hub for commercial freight, distribution, and construction activity in the Houston metro.
Katy-based truckers have direct I-10 access to the Port of Houston (30 miles east) and the Permian Basin (400 miles west). TB Insurance has deep carrier relationships tuned for the Katy Freeway corridor's specific operating demands.
Coverage We Provide in Katy
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Katy?