Service Business Insurance in Katy, TX
Protection for Texas service companies sending crews into the field or delivering professional expertise.
Service Business Insurance Mistakes That Threaten Your Revenue
No Professional Liability (E&O) Coverage
If a client claims your advice or service caused them financial harm, even if you did nothing wrong, defending that claim costs money. Professional liability covers your legal defense and any settlements.
Treating General Liability as Your Only Policy
GL covers third-party bodily injury and property damage. It does not cover professional errors, employee claims, cyber incidents, or your own business property. Most service businesses need at least three separate policies.
No Cyber Coverage
Service businesses handle client data, payment info, and internal communications. A single ransomware attack can shut down operations for weeks. Cyber insurance covers recovery costs, legal fees, and notification expenses.
Skipping Business Interruption Coverage
If a fire, flood, or other covered event forces you to shut down temporarily, business interruption insurance replaces lost income during the closure. Without it, fixed costs keep running while revenue stops.
Why Katy Businesses Choose TB Insurance
Katy, TX is TB Insurance's home base, we're not just licensed here, we operate here. Katy's position at the intersection of I-10 and the Grand Parkway makes it a major hub for commercial freight, distribution, and construction activity in the Houston metro.
Katy-based truckers have direct I-10 access to the Port of Houston (30 miles east) and the Permian Basin (400 miles west). TB Insurance has deep carrier relationships tuned for the Katy Freeway corridor's specific operating demands.
Coverage We Provide in Katy
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Katy?