Trucking Insurance in Katy, TX
Built for owner-operators and fleet managers who need FMCSA-compliant coverage, not a generic business policy.
Trucking Insurance Mistakes That Could Shut Down Your Operation
Buying a Generic Commercial Auto Policy
Standard commercial auto policies are not designed for motor carriers. They often lack FMCSA-required MCS-90 endorsements and leave cargo liability unaddressed. Trucking requires specialized carriers with forms built for the industry.
Skipping Non-Trucking Liability (Bobtail) Coverage
When you're driving your truck for personal use between loads, your primary trucking policy may not cover you. Bobtail insurance fills this gap, and without it, a single off-duty accident could cost you your truck and your business.
Underinsuring Your Cargo
Many owner-operators carry the FMCSA minimum cargo coverage, which is often far below the actual value of freight they haul. If you're moving electronics, medical equipment, or refrigerated goods, standard minimums won't cover your exposure.
Not Reviewing Coverage at Renewal
Your operation changes, new trucks, new routes, new commodities. An insurance policy that fit 18 months ago may have dangerous gaps today. Annual reviews catch these before a claim does.
Why Katy Businesses Choose TB Insurance
Katy, TX is TB Insurance's home base, we're not just licensed here, we operate here. Katy's position at the intersection of I-10 and the Grand Parkway makes it a major hub for commercial freight, distribution, and construction activity in the Houston metro.
Katy-based truckers have direct I-10 access to the Port of Houston (30 miles east) and the Permian Basin (400 miles west). TB Insurance has deep carrier relationships tuned for the Katy Freeway corridor's specific operating demands.
Coverage We Provide in Katy
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Katy?