Construction Insurance in Fort Bend County, TX
Tailored coverage for Texas general contractors, subcontractors, and specialty builders at every scale.
Construction Insurance Mistakes That Put Your Projects at Risk
Carrying Minimum General Liability Limits
A single serious injury on a job site can easily exceed $1M. Many contractors carry the minimum required by their GC contracts, which may not be enough to protect their personal assets if a large claim is filed.
No Builders Risk on Active Projects
Standard property insurance doesn't cover a building under construction. Builders risk fills this gap from groundbreaking through completion, covering theft, vandalism, fire, and weather damage to materials and the structure itself.
Misclassifying Workers for Workers Comp
Using the wrong classification code for your crew can result in massive premium audits at year-end. Accurate classification from day one saves money and prevents coverage disputes after a claim.
Letting Certificates Lapse Between Projects
Many GCs require certificates of insurance before work begins. If your policy lapses between projects and you don't catch it, you can be pulled from a job and face breach of contract issues.
Local Context: Fort Bend County
Fort Bend County is one of the fastest-growing counties in the United States, with a booming industrial base in Katy, Sugar Land, and Missouri City. The Energy Corridor and Grand Parkway expansion drive significant commercial freight activity throughout the county.
Fort Bend is TB Insurance's home county, our agents know its roads, its construction corridors, and its growing industrial parks. We have deep carrier relationships for businesses operating along the I-10 Katy Freeway and US-90 corridors.
Coverage We Provide in Fort Bend County
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Fort Bend County?