Freight Broker & Logistics Insurance in Harris County, TX
Specialized protection for freight brokers, 3PLs, and logistics providers, covering contingent cargo exposure and E&O gaps.
Freight Broker Insurance Mistakes That Create Costly Liability
Relying on the Carrier's Insurance Alone
As a freight broker, you can still face direct claims when a carrier's insurance falls short, especially on high-value freight. Contingent cargo coverage protects you when the carrier's policy is contested or insufficient.
No Errors & Omissions Coverage
If a shipment goes wrong and a shipper claims it was due to a booking error or miscommunication, you can face legal action. E&O coverage defends you against these claims even when you did everything right.
Underestimating Cyber Exposure
Freight brokers handle sensitive shipper and carrier data, route information, and financial transactions. A ransomware attack or data breach without cyber insurance can cost far more than your annual premium.
Missing Bond Requirements
FMCSA requires freight brokers to maintain a $75,000 surety bond or trust fund. Operating without the correct bond amount, or with an expired bond, means operating illegally.
Local Context: Harris County
Harris County is the most populous county in Texas and home to the Port of Houston, the nation's busiest port by foreign tonnage. With over 5,000 lane miles of road and major freight corridors including I-10, I-45, Beltway 8, and the Hardy Toll Road, it's one of the most active trucking markets in the country.
Truckers operating in Harris County deal with heavy port traffic, hazmat corridor restrictions, and height restrictions on certain overpasses. TB Insurance works with carriers that specialize in Houston's complex operating environment.
Coverage We Provide in Harris County
Every policy is tailored to your operation, not a one-size-fits-all package.
Ready to protect your operation in Harris County?