Construction Insurance
All Industries
Construction

Built to protect
your projects.

Custom insurance solutions for general contractors, subcontractors, and specialty construction firms, with same-day certificate issuance and real claims advocacy.

Licensed & Insured 14+ Years Experience Women-Owned Agency
Coverage Options

What's included.

Coverage 01

General Liability

Foundational coverage for third-party bodily injury, property damage, and completed operations, required on virtually every project and subcontract agreement.

  • Project-specific coverage
  • Subcontractor protection
  • Products-completed operations
  • Same-day certificates
Coverage 02

Builders Risk

Protects structures under construction against fire, theft, vandalism, and weather damage, from ground-breaking through certificate of occupancy.

  • Materials & equipment coverage
  • Temporary structures included
  • Flexible policy terms
  • Soft costs coverage available
Coverage 03

Workers Compensation

Covers medical expenses and lost wages for employees injured on the job, required by law for most employers and essential on all commercial jobsites.

  • Medical expense coverage
  • Lost wage replacement
  • Employer's liability protection
  • Experience mod management
Coverage 04

Equipment Coverage

Protects your tools, machinery, and equipment, whether on-site, in transit, or at your yard, from theft, breakdown, and accidental damage.

  • On-site & off-site coverage
  • Transit coverage included
  • Rented equipment available
  • Scheduled & blanket options
Why TB Insurance?

Built around
your actual risk.

Same-Day Certificates

We issue certificates of insurance fast, because losing a contract over a delayed insurance update is unacceptable.

Subcontractor Compliance

We help you manage subcontractor insurance compliance so you're not holding liability for underinsured subs.

Competitive Rates

Clients save 15–25% on construction coverage because we shop multiple carriers who specialize in contractor risk.

Claims Advocacy

Construction claims are contested aggressively by insurers. We represent your interests, not the carrier's, throughout the process.

FAQ

Frequently asked
questions.

Yes, builders risk typically covers windstorm, lightning, and hail damage. Flood and earthquake coverage may require endorsements and varies by location and carrier.

In Texas, workers compensation is not mandatory for private employers, but most general contractors require subs to carry it before working on a project. It also protects you personally if you're injured on the job.

Yes. For active policies, we issue certificates same-day, often within the hour. Getting you on-site and under contract is a priority.

General liability covers third-party injury and property damage from your operations. Builders risk covers the structure and materials being built, they're complementary coverages and both are typically required on commercial projects.

Ready to get covered?

Let's find you the
right coverage.

No jargon. No generic policies. Just coverage built around your actual business, with a fast turnaround on quotes.

Proudly Women-Owned & Operated