Protection for freight
brokers & 3PLs.
Specialized insurance for freight brokers, third-party logistics providers, and warehousing operations, built around the layered risk of modern logistics.
What's included.
Contingent Cargo Coverage
Protects against cargo claims when a carrier's insurance is insufficient, denied, or their insurer is insolvent. Essential for any freight broker, without it, you face direct liability to the shipper.
Errors & Omissions
Coverage for financial losses resulting from mistakes or negligence in your brokerage services, from routing errors and missed deadlines to documentation failures.
General Liability
Protects your business against third-party claims of bodily injury or property damage arising from your brokerage operations and premises.
Warehouse Legal Liability
Coverage for damage to goods stored in your warehouse or distribution center, including fire, theft, and handling damage while goods are in your care.
Built around
your actual risk.
Brokerage-Specific Expertise
We understand the layered liability exposure of freight brokerage, from carrier selection liability to contingent cargo gaps that generic policies ignore.
Competitive Rates
Clients save 20–30% because coverage is built around actual brokerage exposure, not generic commercial business policies.
Fast Turnaround
Quotes in hours, not days. When a shipper requires your certificate before releasing a load, we don't slow you down.
Claims Advocacy
When cargo claims arise, and they will, we advocate for you to ensure contingent coverage performs as intended.
Frequently asked
questions.
While not legally required, contingent cargo is essential protection. When a carrier's insurer denies a claim or the carrier is underinsured, your contingent cargo policy steps in, without it, you face direct liability to the shipper.
Motor truck cargo covers the physical carrier, it insures the truck/trailer operator. Contingent cargo covers the broker when the carrier's policy doesn't respond to a claim. Both are separate policies with different triggers.
It's not federally required, but many shippers and contracts require brokers to carry E&O coverage. It protects against claims that a routing mistake, documentation error, or service failure caused financial harm.
Let's find you the
right coverage.
No jargon. No generic policies. Just coverage built around your actual business, with a fast turnaround on quotes.