Protecting what
matters most.
Your home, your car, your family's financial security. TB Insurance brings the same white-glove advocacy we're known for in commercial insurance to the coverage that protects your personal life.
What's included.
Homeowners Insurance
Comprehensive protection for your home and everything in it, covering the structure, your personal belongings, and liability if someone is injured on your property.
Auto Insurance
Texas-compliant auto coverage for individuals and families, from minimum liability to full comprehensive protection, tailored to your vehicles and driving habits.
Renters Insurance
Affordable protection for renters that covers your personal belongings, provides liability coverage, and pays for temporary housing if your unit becomes uninhabitable.
Personal Umbrella
An extra layer of liability protection that extends beyond your home and auto policy limits, for the moments when an accident is more serious than your base coverage can handle.
Built around
your actual risk.
One Agent, All Your Coverage
Rather than juggling multiple insurers, we shop your home, auto, and renters coverage together, finding bundles that lower your premiums across the board.
Competitive Rates
We compare rates across multiple A-rated carriers so you're never overpaying. Most clients save 15–25% compared to renewing with their current insurer.
Claims Advocacy
When you file a claim, we stand in your corner, communicating with the adjuster, challenging underpayments, and making sure you get what your policy promises.
Texas-Based Expertise
Texas has unique risks: hail, flooding, high auto liability awards. We know the local market and recommend coverage levels that match what families in this state actually face.
Frequently asked
questions.
Yes, and bundling typically saves 10–20% on both policies. We shop multiple carriers simultaneously to find you the best combined rate without sacrificing coverage.
Standard homeowners policies do not cover flood damage. In Texas, where flooding is a real risk, we strongly recommend a separate flood policy through the NFIP or a private flood carrier. We can help you evaluate your risk and find the right coverage.
Almost always yes. A basic renters policy costs $15–25/month and covers thousands of dollars in personal property plus liability if a guest is injured in your home. Your landlord's policy covers the building, not your belongings.
Texas requires a minimum of 30/60/25, but those limits are frequently exhausted in serious accidents, leaving you personally liable for the remainder. We typically recommend at least 100/300/100, with an umbrella policy for additional protection.
Let's find you the
right coverage.
No jargon. No generic policies. Just coverage built around your actual business, with a fast turnaround on quotes.