Service Business Insurance
All Industries
Service Industries

Coverage that fits
your service model.

Customized insurance for field service companies, consultants, and professional service firms, tailored to your actual liability exposure, not a generic template.

Licensed & Insured 14+ Years Experience Women-Owned Agency
Coverage Options

What's included.

Coverage 01

Professional Liability

Protection against claims of negligence, errors, or omissions in the services you provide, essential for any business where advice or expertise drives client decisions.

  • Errors & Omissions coverage
  • Negligence claims protection
  • Legal defense costs included
  • Claims-made policy form
Coverage 02

General Liability

Covers third-party bodily injury, property damage, and advertising injury, the foundation of any commercial insurance program and a requirement in most client contracts.

  • Premises liability
  • Completed operations
  • Advertising injury
  • Medical payments
Coverage 03

Cyber Liability

Protection against data breaches, ransomware, and other cyber threats, critical for any business that handles client data, processes payments, or operates digitally.

  • Data breach response costs
  • Regulatory defense & fines
  • Business interruption
  • Notification & credit monitoring
Coverage 04

Business Interruption

Covers lost income and ongoing expenses when a covered loss forces you to pause or reduce operations, keeping your business financially stable during recovery.

  • Lost revenue replacement
  • Fixed expense coverage
  • Extended period of indemnity
  • Extra expense coverage
Why TB Insurance?

Built around
your actual risk.

Tailored to Your Model

Field service company, consulting firm, digital agency, your risk profile is different. We build coverage around your actual liability exposure.

Competitive Rates

We shop multiple carriers who specialize in service business risk, consistently saving clients 20–30% compared to generic business policies.

Rapid Response

Service businesses move fast. We turn around quotes quickly and issue certificates same-day, so you never lose a contract over paperwork.

Cyber Risk Guidance

We help service businesses understand their digital exposure and build cyber coverage that actually covers the threats they face today.

FAQ

Frequently asked
questions.

Yes, if your business provides advice, expertise, or services that clients rely on, professional liability (E&O) protects you from claims that your work caused financial harm. Many client contracts require it.

Cyber liability covers data breach response costs, regulatory fines, ransomware payments, legal fees, and business interruption from cyber events. Standard general liability policies explicitly exclude cyber claims.

If your income depends on your ability to operate, yes. Business interruption covers lost revenue and ongoing expenses when a covered loss, fire, theft, property damage, forces you to pause operations.

In many cases, yes, a Business Owner's Policy (BOP) bundles general liability, commercial property, and business interruption at a reduced rate. We'll recommend the most cost-effective structure for your situation.

Ready to get covered?

Let's find you the
right coverage.

No jargon. No generic policies. Just coverage built around your actual business, with a fast turnaround on quotes.

Proudly Women-Owned & Operated