
Insurance for Truckers, By Truckers
We don't just insure the trucking industry - we're part of it. Our CEO is a trucking company owner who understands your challenges firsthand.
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"Insurance for Truckers, By Truckers"
We understand your business because we're in it too.
Industry Insiders
We understand DOT regulations, Hours of Service requirements, and the day-to-day challenges of running a trucking operation.
Personalized Service
We treat every client like a business partner because we're in the same industry.
Specialized Knowledge
We understand Hours of Service, ELDs, weight restrictions, and other regulatory issues that affect your business.
Coverage Options
Primary Liability
Essential coverage required for all commercial trucking operations. Protects against third-party bodily injury and property damage claims.
- $750K-$1M coverage limits
- 24/7 claims support
- Meets FMCSA requirements
Motor Truck Cargo
Protects the freight you haul from damage, theft, or loss while in your care, custody, and control.
- Up to $250K in cargo coverage
- Broad theft protection
- Loading/unloading coverage
Physical Damage
Comprehensive protection for your trucks and trailers against accidents, theft, and other physical damage.
- Collision coverage
- Comprehensive (fire, theft, vandalism)
- Optional downtime coverage
Non-Trucking Liability
Coverage for when your truck is being used for non-business purposes while under permanent lease to a motor carrier.
- Off-duty protection
- Fills coverage gaps
- Peace of mind
Frequently Asked Questions
What are the minimum insurance requirements for commercial trucks?
Federal regulations require interstate commercial trucks to carry at least $750,000 in liability coverage. Hazmat carriers need $1,000,000 or more depending on cargo type.
Do you offer coverage for owner-operators?
Yes, we provide specialized coverage options for owner-operators, including those leased to motor carriers and those operating under their own authority.
Can you help with FMCSA filing requirements?
Absolutely. Our team will handle all necessary filings, including MCS-90 endorsements, Form BMC-91X, and state-specific requirements.
What makes TB Insurance different from other trucking insurance providers?
Unlike most brokers who only sell insurance, we have firsthand experience in the trucking industry. This insider perspective helps us find coverage that truly addresses the unique challenges trucking professionals face every day.
Why Choose TB Insurance?
Industry Expertise
Deep understanding of trucking insurance requirements and risks
Competitive Rates
Save up to 20% on your insurance premiums with our specialized trucking programs
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Most companies save 20-30% with us
"The team found me a comprehensive policy tailored specifically to my trucking needs."